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Molina Healthcare Reports First Quarter 2006 Results

May 04, 2006

LONG BEACH, Calif.--(BUSINESS WIRE)--May 4, 2006--Molina Healthcare, Inc. (NYSE: MOH) today announced its financial results for the first quarter ended March 31, 2006.

Net income for the first quarter ended March 31, 2006, was $8.6 million, or $0.31 per diluted share, compared with net income of $14.8 million, or $0.53 per diluted share, for the quarter ended March 31, 2005. Comparability between the first quarters of 2006 and 2005 is affected by adverse out-of-period claims development recorded in the second quarter of 2005, which was disclosed in the Company's earnings release announcing results for the second quarter of 2005.

The Company is not revising guidance at this time. The Company continues to assess the effectiveness of the medical care cost control initiatives it implemented during the latter half of 2005. Also, the magnitude of a number of growth opportunities has yet to be determined.

Commenting on the results, J. Mario Molina, M.D., president and chief executive officer of Molina Healthcare, Inc., said, "Our financial results for this quarter, combined with the positive momentum generated in the previous two quarters, are indicative of the progress we are making with our medical management initiatives. However, despite the noticeable improvement in our medical care cost trends, there is still much to be done. We believe that the results for the first half of 2006 will provide a more reliable measure of our progress."

Financial Results-Comparison of Quarters Ended March 31, 2006 and 2005

Premium revenue for the first quarter of 2006 was $449.3 million, an increase of $57.1 million, or 14.6%, over 2005 premium revenue of $392.2 million. Membership growth from acquisitions in California and from start-up operations in Indiana and Ohio was the primary driver of the increase in premium revenue.

Medical care costs as a percentage of premium and other operating revenue (the medical care ratio) increased to 85.3% in the first quarter of 2006 from 84.9% in the first quarter of 2005. Sequentially, the Company's medical care ratio increased to 85.3% in the first quarter of 2006 from 84.7% in the fourth quarter of 2005. The Company believes that the increase in the medical care ratio between the fourth quarter of 2005 and the first quarter of 2006 was primarily the result of normal seasonality in health care utilization and costs. The Company further believes that certain medical cost control initiatives undertaken at the start of the third quarter of 2005 are having a positive impact upon its medical care ratio.

Sequentially, the Company's days in claims payable increased to 57 days at March 31, 2006, compared with 55 days at December 31, 2005, 52 days at September 30, 2005, 50 days at June 30, 2005, and 48 days at March 31, 2005. The increase in days in claims payable is the result of the Company's increasing membership, new markets entered in 2006 and the Company's desire to maintain adequate claims reserves while its medical care cost control initiatives gain further traction.

Salary, general and administrative expenses were $51.2 million for the first quarter of 2006, representing 11.3% of total revenue, as compared with $33.5 million, or 8.5% of total revenue, for the first quarter of 2005.

Core G&A (defined as SG&A expenses less premium taxes) increased to 8.5% of total revenue in the first quarter of 2006 as compared with 5.9% in the first quarter of 2005. The increase in core G&A was due to investments in infrastructure to support the Company's medical cost control initiatives and the administrative expenses associated with the Company's development of its Medicare Advantage Special Needs Plans. The Company's adoption of SFAS No. 123R, Share-Based Payment, effective January 1, 2006, reduced earnings per diluted share by approximately $0.02 in the first quarter of 2006.

Depreciation and amortization expense increased by $1.6 million when compared with the first quarter of 2005. Increased amortization expense due to the Company's acquisitions in California (which closed on June 1, 2005) contributed $0.6 million in additional amortization. Depreciation increased as a result of investment in infrastructure, principally at the Company's corporate offices.

Investment income during the quarter increased by $2.3 million, or 131.3%, as compared with the first quarter of 2005 as a result of higher invested balances and higher rates of return.

Income taxes were recognized in the first quarter of 2006 based upon an effective tax rate of 37.5% as compared with an effective tax rate of 38.0% in the first quarter of 2005.

Cash Flow

Operating activities provided $41.0 million in cash for the quarter ended March 31, 2006. Increases in medical claims and benefits payable contributed $18.2 million to net cash provided by operating activities for the quarter ended March 31, 2006.

At March 31, 2006, the Company had consolidated cash and investments of approximately $390.0 million.

Membership

The following table details the Company's membership by state at March
31, 2006, December 31, 2005, and March 31, 2005:

                               March 31,     Dec. 31,      March 31,
                                 2006          2005          2005
                              ----------    ----------    ----------
California                       312,000       321,000       254,000
Indiana                           28,000        24,000          --
Michigan                         143,000       144,000       157,000
New Mexico                        59,000        60,000        61,000
Ohio                              27,000         N/A(1)         --
Utah                              61,000        59,000        55,000
Washington                       288,000       285,000       276,000
                              ----------    ----------    ----------
Total                            918,000       893,000       803,000
                              ==========    ==========    ==========

(1) Enrollment in the Company's Ohio HMO at December 31, 2005, was
    less than 250 members.

The following table details member months (defined as the aggregation
of each month's membership for the period) by state for the periods
indicated:

                                          Quarter Ended
                              --------------------------------------
                               March 31,     Dec. 31,      March 31,
                                 2006          2005          2005
                              ----------    ----------    ----------
California                       947,000       971,000       753,000
Indiana                           79,000        70,000          --
Michigan                         431,000       436,000       471,000
New Mexico                       178,000       181,000       187,000
Ohio                              48,000         N/A(1)         --
Utah                             181,000       176,000       159,000
Washington                       868,000       862,000       823,000
                              ----------    ----------    ----------
Total                          2,732,000     2,696,000     2,393,000
                              ==========    ==========    ==========

(1) Enrollment in the Company's Ohio HMO at December 31, 2005, was
    less than 250 members.

Conference Call

The live broadcast of Molina Healthcare's conference call will begin at 5:00 p.m. Eastern Time, May 4, 2006. The number to call for this interactive conference call is 212-346-6550. A 30-day online replay will be available beginning approximately one hour following the conclusion of the live broadcast. A link to these events can be found on the Company's website at www.molinahealthcare.com or at www.earnings.com.

Molina Healthcare, Inc. is a multi-state managed care organization that arranges for the delivery of healthcare services to persons eligible for Medicaid and other programs for low-income families and individuals. Molina Healthcare, Inc. currently operates health plans in California, Indiana, Michigan, New Mexico, Ohio, Utah, and Washington. More information about Molina Healthcare, Inc. can be obtained at www.molinahealthcare.com.

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: This press release contains "forward-looking statements" identified by words such as "will," "expects," "believes," "anticipates," "plans," "projects," "estimates," "intends," and similar words and expressions. In addition, any statements that refer to earnings guidance, expectations, projections, or their underlying assumptions, or other characterizations of future events or circumstances, are forward-looking statements. All of the Company's forward-looking statements are based on current expectations and assumptions that are subject to numerous known and unknown risks, uncertainties, and other factors that could cause actual results to differ materially. Such factors include, without limitation, risks related to: the Company's ability to identify and address medical care cost issues and to address them successfully through its medical care cost control initiatives; the Company's ability to accurately estimate incurred but not reported medical costs; high dollar claims related to catastrophic illness; potential reductions in funding for Medicaid and other government-sponsored healthcare programs; receiving the award upon remand of the long-term contracts for Riverside and/or San Bernardino Counties; the successful renewal and continuation of the government contracts of the Company's health plans; the favorable resolution of pending litigation or arbitration; the implementation of announced rate increases; the Company's ability to obtain timely regulatory approvals for acquisitions or to successfully integrate its completed acquisitions, including new members and providers; the ability to enter into more favorable hospital or provider contracts; the availability of financing to fund the Company's acquisitions; membership eligibility processes and methodologies; unexpected changes in healthcare practices, technologies, or utilization patterns; changes in federal or state laws or regulations or in their interpretation; risks associated with the Company's start-up operations in new states; disasters or epidemics; and other risks and uncertainties as detailed in the Company's reports and filings with the Securities and Exchange Commission and available on its website at www.sec.gov. All forward-looking statements in this release represent the Company's judgment as of May 4, 2006. The Company disclaims any obligation to update any forward-looking statement to conform the statement to actual results or changes in the Company's expectations.

                        MOLINA HEALTHCARE, INC.
              CONDENSED CONSOLIDATED STATEMENTS OF INCOME
           (Dollars in thousands, except for per share data)
                              (Unaudited)

                                                 Three Months Ended
                                                      March 31,
                                               ----------------------
                                                  2006         2005
                                               ----------  ----------
Revenue:
 Premium revenue                                 $449,294    $392,187
 Investment income                                  4,082       1,765
                                               ----------  ----------
   Total operating revenue                        453,376     393,952

Expenses:
 Medical care costs:
  Medical services                                 74,858      63,667
  Hospital and specialty services                 262,870     226,532
  Pharmacy                                         45,519      42,915
                                               ----------  ----------
   Total medical care costs                       383,247     333,114
 Salary, general and
  administrative expenses                          51,213      33,546
 Depreciation and amortization                      4,762       3,198
                                               ----------  ----------
   Total expenses                                 439,222     369,858
                                               ----------  ----------
 Operating income                                  14,154      24,094

Other expense:
 Interest expense                                    (414)       (289)
                                               ----------  ----------
 Total other expense                                 (414)       (289)
                                               ----------  ----------
 Income before income taxes                        13,740      23,805
 Income tax expense                                 5,150       9,046
                                               ----------  ----------
 Net income                                        $8,590     $14,759
                                               ==========  ==========

Net income per share:
 Basic                                              $0.31       $0.53
                                               ==========  ==========
 Diluted                                            $0.31       $0.53
                                               ==========  ==========

Weighted average number of common
 shares and potentially dilutive
 common shares outstanding                     28,141,000  27,964,000
                                               ==========  ==========

Operating Statistics:
 Medical care ratio (1)                              85.3%       84.9%
 Salary, general and administrative expense
  ratio (2), excluding premium taxes                  8.5%        5.9%
 Premium taxes included in salary, general
  and administrative expenses                         2.8%        2.6%
                                               ----------  ----------
   Total salary, general and
    administrative expense ratio                     11.3%        8.5%
                                               ==========  ==========

 Members (3)                                      918,000     803,000
 Days in claims payable                                57          48

(1)  Medical care ratio represents medical care costs as a percentage
     of premium revenue.
(2)  Salary, general and administrative expense ratio represents such
     expenses as a percentage of total operating revenue.
(3)  Number of members at end of period.

                        MOLINA HEALTHCARE, INC.
                 CONDENSED CONSOLIDATED BALANCE SHEETS
             (Dollars in thousands, except per share data)

                                                March 31,   Dec. 31,
                                                  2006        2005
                                               ----------  ----------
                                               (Unaudited)
                                ASSETS

Current assets:
 Cash and cash equivalents                       $288,347    $249,203
 Investments                                      101,690     103,437
 Receivables                                       73,884      70,532
 Income tax receivable                               --         3,014
 Deferred income taxes                              3,039       2,339
 Prepaid and other current assets                   9,615      10,321
                                               ----------  ----------
   Total current assets                           476,575     438,846
Property and equipment, net                        32,716      31,794
Goodwill and intangible assets, net               122,893     124,914
Restricted investments                             18,205      18,242
Other assets                                        8,804       8,018
                                               ----------  ----------
   Total assets                                  $659,193    $621,814
                                               ==========  ==========

                 LIABILITIES AND STOCKHOLDERS' EQUITY

Current liabilities:
 Medical claims and benefits payable             $235,579    $217,354
 Deferred revenue                                   6,248         803
 Accounts payable and accrued liabilities          29,670      31,457
 Income taxes payable                               3,588        --
                                               ----------  ----------
   Total current liabilities                      275,085     249,614
Deferred income taxes                               3,657       4,796
Other long-term liabilities                         4,488       4,554
                                               ----------  ----------
   Total liabilities                              283,230     258,964

Stockholders' equity:
 Common stock, $0.001 par value; 80,000,000
  shares authorized; issued and outstanding:
  27,935,134 shares at March 31, 2006, and
  27,792,360 shares at December 31, 2005               28          28
 Preferred stock, $0.001 par value; 20,000,000
  shares authorized, no shares issued
  and outstanding                                      --          --
 Additional paid-in capital                       167,235     162,693
 Accumulated other comprehensive loss                (648)       (629)
 Retained earnings                                229,738     221,148
 Treasury stock (1,201,174 shares, at cost)       (20,390)    (20,390)
                                               ----------  ----------
   Total stockholders' equity                     375,963     362,850
                                               ----------  ----------
   Total liabilities and stockholders' equity    $659,193    $621,814
                                               ==========  ==========

                        MOLINA HEALTHCARE, INC.
            CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS
                        (Dollars in thousands)
                              (Unaudited)

                                                 Three Months Ended
                                                      March 31,
                                               ----------------------
                                                  2006        2005
                                               ----------  ----------
Operating activities:
Net income                                         $8,590     $14,759
Adjustments to reconcile net income to
 net cash provided by operating activities:
  Depreciation and amortization                     4,762       3,198

  Amortization of capitalized
   credit facility fees                               211         734
  Deferred income taxes                            (1,835)      1,472
  Tax benefit from exercise of
   employee stock options recorded as
   additional paid-in capital                        --         1,021
  Stock-based compensation                          1,227         175
Changes in operating assets and liabilities:
 Receivables                                       (3,352)     (8,685)
 Prepaid and other current assets                     706         478
 Medical claims and benefits payable               18,225      (4,645)
 Deferred revenue                                   5,445        --
 Accounts payable and accrued liabilities             391      (4,694)
 Income taxes payable (receivable)                  6,602      (1,374)
                                               ----------  ----------
Net cash provided by operating activities          40,972       2,439

Investing activities:
Purchases of equipment                             (3,663)     (2,189)
Purchases of investments                          (34,015)     (3,969)
Sales and maturities of investments                35,739      18,935
(Increase) decrease in restricted cash                 37         (41)
Increase (decrease) in other long-term
 liabilities                                          (66)        366
Increase in other assets                             (997)     (4,633)
                                               ----------  ----------
Net cash (used in) provided by
 investing activities                              (2,965)      8,469

Financing activities:
Borrowing under credit facility                      --         3,100
Tax benefit from exercise of employee
 stock options recorded as additional
 paid-in capital                                      467        --
Principal payments on capital lease
 obligations and mortgage notes                      --           (40)
Proceeds from exercise of stock options
 and employee stock purchases                         670         386
                                               ----------  ----------
Net cash provided by financing activities           1,137       3,446
                                               ----------  ----------
Net increase in cash and cash equivalents          39,144      14,354
Cash and cash equivalents
 at beginning of period                           249,203     228,071
                                               ----------  ----------
Cash and cash equivalents at end of period       $288,347    $242,425
                                               ==========  ==========

                        MOLINA HEALTHCARE, INC.
             CHANGE IN MEDICAL CLAIMS AND BENEFITS PAYABLE
                        (Dollars in thousands)
                              (Unaudited)

The following table shows the components of the change in medical
claims and benefits payable for the quarters ended March 31, 2006 and
2005:

                                                 Three Months Ended
                                                      March 31,
                                               ----------------------
                                                  2006        2005
                                               ----------  ----------
Balances at beginning of period                  $217,354    $160,210
Components of medical care costs related to:
 Current year                                     407,847     343,065
 Prior years                                      (24,600)     (9,951)
                                               ----------  ----------
Total medical care costs                          383,247     333,114
Payments for medical care costs related to:
 Current year                                     218,890     212,959
 Prior years                                      146,132     124,800
                                               ----------  ----------
Total paid                                        365,022     337,759
                                               ----------  ----------
Balances at end of period                        $235,579    $155,565
                                               ==========   =========

The Company's claims reserving methodology includes an allowance for
adverse claims development at each reporting date based on our
historical experience, and other factors considered by management
including, but not limited to, variation in claims payment patterns,
changes in utilization and cost trends, known outbreaks of disease,
and large claims. The Company's reserving methodology has been
consistently applied across all periods presented. Accordingly, any
benefit recognized in medical care costs resulting from favorable
development of an estimated liability at the start of the period may
be offset by the addition of an allowance for adverse claims
development when estimating the liability at the end of the period.

CONTACT:
Molina Healthcare, Inc.
Investor Relations:
Juan Jose Orellana, 562-435-3666, ext. 111143

SOURCE:
Molina Healthcare, Inc.

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